Frequently Asked Questions
What is Diversified Consumer Planning LLC's investment methodology?
At Diversified Consumer Planning LLC, our investment approach centers around equities, Exchange-Traded Funds (ETFs), and Exchange-Traded Notes (ETNs). We leverage advanced AI and machine learning to analyze vast amounts of data, identifying opportunities and risks that align with your financial goals. This approach allows us to make informed, data-driven decisions that optimize your portfolio's performance.
How does AI and machine learning enhance Diversified Consumer Planning LLC's investment strategy?
Our AI and machine learning-driven strategy continuously analyzes a broad range of factors, including market trends, technical indicators, and macroeconomic data. This technology enables us to identify non-intuitive investment opportunities and optimize your portfolio by making precise buy, hold, and sell decisions. This approach ensures a disciplined and calculated investment process, free from emotional bias.
Is your investment methodology tax-efficient?
Yes, our investment strategy is inherently tax-effective. By carefully selecting tax-efficient assets and employing tax-loss harvesting throughout the year, we work to minimize your tax liabilities while maximizing after-tax returns.
How is Diversified Consumer Planning LLC compensated?
We operate on a fee-only basis, ensuring that our compensation is directly tied to the assets under management. This structure aligns our interests with yours, as we are committed to growing your portfolio without conflicts of interest.
Does Diversified Consumer Planning LLC take custody of client assets?
No, for your security, all client assets are held by a trusted third-party custodian. This independent custodianship adds an extra layer of protection, ensuring your investments are safeguarded from any potential advisor-related risks.
How does Diversified Consumer Planning LLC report investment performance to clients?
Clients receive comprehensive monthly performance summaries and an annual report. Additionally, you have 24/7/365 access to a personalized web portal, where you can view real-time updates on your investments. Our commitment to transparency ensures you are always informed about your portfolio's progress.
What types of clients does Diversified Consumer Planning LLC serve?
We cater to a wide range of investors, including tech-savvy individuals, active-duty and veteran Submariners, finance and tech professionals, and high-net-worth individuals. Whether you're just starting your financial journey or have an established portfolio, we tailor our services to meet your specific financial goals.
How does Diversified Consumer Planning LLC manage market volatility?
Our strategy emphasizes a patient and adaptive approach. While we typically maintain an average asset holding time of 7 months, our flexible strategy allows us to transition into cash, leverage, or even short positions when market conditions warrant such actions. This adaptability helps protect your investments during volatile periods.
How does Diversified Consumer Planning LLC ensure alignment of interests with clients?
As a fee-only firm, our compensation is solely based on the assets under management, eliminating conflicts of interest. We are fully committed to your financial success, ensuring that our interests are always aligned with yours.
What steps does Diversified Consumer Planning LLC take to protect clients' assets?
To ensure the utmost security, we use a trusted third-party custodian to hold all client assets. This independent custodianship provides an additional layer of protection, ensuring that your investments are safe.
What wealth management and financial planning services does Diversified Consumer Planning LLC offer?
In addition to our investment management services, we offer comprehensive wealth management and financial planning powered by eMoney. These services include goal tracking, cash flow analysis, retirement planning, and more, all accessible through a secure, personalized web portal. This integrated approach ensures that your financial plans are tailored to your unique goals and circumstances.
How can I get started with Diversified Consumer Planning LLC?
Getting started is simple! You can reach out to us via email at chris.meyers@investdcp.com or by phone at (734) 678-8428. We look forward to helping you achieve your financial goals